Portfolio Management Services
After building a comprehensive financial plan we wisely deploy the portfolio for maximum results while mitigating risk. Colburn Wealth Management rebalances and makes adjustments as needed to make sure the investments are on track to meet your financial goals. On no less than an annual basis we will meet to make sure the strategies we have agreed upon are still in line with the financial plan. If there have been any significant changes in your life situation, we can address those accordingly and make changes to the strategy to bring everything back into alignment.
Our process is a tried and true approach to determining the best plan that ensures you are on track to reach your financial goals. This method helps us to understand your true financial goals, create the best plan to accomplish them and keep you on track. It generally consists of a series of four meetings:
During our initial discovery meeting, we'll learn a bit about each other with the goal of discovering what we can do to help you. This is a great opportunity to learn more about CWM's programs and to ask the difficult questions about who we are, what we do, why we do it and review our role as a fiduciary and how we offer protection. If you are interested in our firm building a plan for you this is also when we gather information.
Financial Plan Delivery Meeting
At the plan delivery meeting, we'll review the custom plan Colburn Wealth Management built for you. As the ultimate owner of your financial future, we encourage you to critically review the CWM recommendations. We like our clients to be engaged in the planning process and strive to not only increase your wealth, but your investment knowledge throughout our partnership together. During this meeting you will begin to decide whether we may be a good fit to work together.
Client Onboarding/Asset Transfer Meeting
At times, CWM will recommend our asset management services are not used due to restrictions your accounts are under or if we feel we can't add additional value to offset the cost of our fee. If, however, we recommend you do transfer assets to CWM and you agree that we are the right partner for you, then we start the onboarding process. After all the appropriate forms are signed, assets can be transferred over to our custodian TD Ameritrade where CWM will be granted access to buy and sell investments on your behalf. Your financial assets are never in our possession and remain fully your accounts at all times. In fact, you're always just a phone call away from initiating a transfer of your money to a new firm should you choose to do so.
Regular Progress Meetings
At agreed upon intervals we will conduct progress meetings to discuss any updates, make any necessary adjustments, answer any questions and review progress toward your stated goals.